Ivans, a division of Applied Systems, has reported a year over year increase in average premium renewal rates across all major commercial lines of business, except for Workers’ Compensation which experienced a decrease in April.

Month over month, General Liability, Commercial Property, and Umbrella experienced increases in premium renewal rate change, while Commercial Auto, BOP and Workers’ Compensation saw a decrease.

Notably, Commercial Auto’s premium renewal rate was 8.41% down from 8.78% seen the month prior. At 7.98% BOP’s premium renewal rate also experienced a decrease this month, down from 8.19% at the end of March.

On the other hand, General Liability was 4.33%, up from March, which was 3.71%. Commercial Property also experienced a slight increase, to 7.70% from 7.63% seen last month.

While the renewal rate change for Umbrella was 9.41%, up from 9.28% in March 2025, Workers’ Compensation was -1.78%, down from -1.54% last month.

The Ivans Index is a data-driven report, released monthly, of current conditions and trends for premium rate renewal change of the most placed commercial lines of business across the insurance sector.

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